RECENTLY DISCHARGED FROM CH 13..NEED A VEHICLE

[mzware]

I will be applying for a car soon and I was discharged 30 Apr 2013 from a 5 year bankruptcy. The vehicle that I had included has disappeared from my credit report. I had lates showing form 06 and 07. I checked all 3 credit reports and it is gone. I am hoping this is good since I need another vehicle and this won't show. Does anyone else know if the dealership can still know that I had a vehicle included in my bankruptcy?

[pizzadude]

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@mzware wrote:
I will be applying for a car soon and I was discharged 30 Apr 2013 from a 5 year bankruptcy. The vehicle that I had included has disappeared from my credit report. I had lates showing form 06 and 07. I checked all 3 credit reports and it is gone. I am hoping this is good since I need another vehicle and this won't show. Does anyone else know if the dealership can still know that I had a vehicle included in my bankruptcy?

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If you apply for a loan from the same creditor then it is very likely that they will know.    If it doesn't show on your reports they may not know, but I suspect that you'll have to disclose it on your credit application -- it might ask if you have ever had a BK or included a vehicle.

[mzware]

ok I didnt know that. Thank you for hte information. I won't be applying with the same company. Thank you again for assisting me

[mzware]

I have been approved for my car loan and I am going to pick it up today. Thank you NFCU!!!

[pizzadude]

Congrats !  That's great news -- NFCU really is the best !

[mzware]

Thank you and yes they are.