Thinking of doing a auto refinance, I wanted to know what does this community have in advice for which places currently has good rates. From what I read from a few posts, its bad 
- Anyway thank you for any advice.
(This is a credit union also by the way)
Current Balance: $16,384.51
Date Opened: 04/05/17
Interest Last YTD: $481.30
Interest Rate: 2.24%
Interest YTD: $222.32
Normal Payment Amount: $379.96
Original Balance: $25,554.85
Original Rate: 2.24%
Payment Amount: $379.92
Payoff Amount: $16,408.64
Term in Months: 72
Below is banks that I already have accounts with.
Arrowhead CU, PenFed CU, Ally Bank, Bank of America, USBANK,CITI,Chase (I think I got them all...)
Bank of America Cash Rewards Visa Signature: $28K | U.S. Bank Cash® Visa Signature® Card: $25K | Arrowhead Visa® $15K | My Best Buy® Visa® Card: $15K | Citi® Double Cash Card: $12.75K | PenFed Gold Visa® Card: $12.5K | PenFed Promise Visa® Card: $12.5K | U.S. Bank Cash 365™ American Express® Card: $16.2K | Wells Fargo Active Cash® Card: $12K | BankAmerica® Better Balance Rewards Platinum Plus Mastercard: $12K | Citi Simplicity® Card: $11.1K | Chase Freedom® Card: $10K | PayPal® Credit Digital Credit: $10K | PenFed Platinum Rewards Visa Signature® card: $7.5K | The Bread Cashback™ American Express® Credit Card: $7K | Navy Federal More Rewards American Express® Card: $7K | Apple Card: $6.5K | JCPenney Mastercard®: $6K | Chase Amazon Prime Rewards Visa Signature Card: $5.8K | American Express® Blue Cash Everyday® Card: $5K | Wells Fargo Autograph℠ Card: $4K | Chase Ink Business Unlimited® Card: $3K | Best Egg Card: $3K | PlayStation® Visa® Credit Card: $2.9K | Micro Center Insider® credit card: $2.1K | Hot Topic Guest List Credit Card: $400 |
| 1st CC since 2007 | Last Updated: 09/29/22 | Total: $252.25K |
