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Some DP's for everyone looking at current auto loan/refinance rates

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maxchurn
Valued Member

Some DP's for everyone looking at current auto loan/refinance rates

1st Liberty Federal Credit Union is giving me 2.89% on 45K up to 84 months for a 2020 vehicle. They pulled TU FICO 741 and gave me a tier 1 rate. Household income over 200K, run about 20% utilization right now with semi okay DTI.

 

They're offering me a refinance rate of 3.54% for 60 months on my 2015 Lexus RC350 Fsport

 

BECU quoted me 8.49% for a 25K personal loan out to 48 months without running my credit.

 

I'm looking to put about 12-15K down, all of which might be equity in my current car if I can sell it privately for KBB book. 1st Liberty will use the newer car as a security so I can have some extra cash at a good rate if I decide to go that route.

 

Market is really weird right now with the fed raising rates, hope this helps y'all

1 REPLY 1
pizzadude
Credit Mentor

Re: Some DP's for everyone looking at current auto loan/refinance rates

Thanks for sharing these data points - good luck with the purchase !  Smiley Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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