You all were correct. Just got Pre-Approved through PenFed for $80K no issue.
Congrats !! What interest rates / terms are they offering ?
None that I'm going to accept lol.
48 Months at 8.54%
60 Months at 8.69%
66 Months at 9.39%
72 Months at 9.39%
I figure this will give me a good opportunity to keep shopping better rates/strenghten my credit to get better offers.
What's your current score and income if you don't mind in the next 6 months to a year I'm looking at getting approved for the same car haha!
Income was $144k
Current Beacon 691 Equifax, 675 Equifax, 642 Transunion
Just took 25-30 point drops across all the Credut Bureau's after my last car loan was paid off last month.
BOOM Baby!!! Told you! When the time comes you'll be in even better shape score-wise so the interest will very even more favorable. DW got pre-approved thru CapOne and I gotta say i like how it worked. You can even look thru their portal for the car you want at your dealer. Just take your approval# to the dealer and that's it. Easy peasy. Just a suggestion for when the time comes.