Thanks so much Rememeber0.
My car front end, undercarriage, etc was done - car kept cutting off every time it stopped - I'm not investing any money into a car that's doing that. I've been down that road already years ago, and don't want to look back.
I was able to negotiate and get a few extra hundred.
My interest rate was about 6%? (I'll check to be sure). I'm going to try to negotiate the balance & interest rate down if I can't get the loan rolled over.
**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500
*OVERALL CREDIT CARD LIMITS: $163,150*
NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+
FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733