I got an auto loan with credit acceptance about 16 months ago, ~19k at 29%. The balance is currently ~15,500. However, it's a 2015 and the mileage 112,000, and most lenders don't want to touch 10 year old vehicles and 100k+ miles. My Score at the time was horrendous, like 480-520.
I've worked greatly on my score since, clearing up most of my collection except for 3 (1 of which i have an upcoming trial for). My score depending on the model is 590-625 range. I am expecting a small increase to maybe 630-635 as i just paid off collection another account. Any recommendations?
