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*Approved with a 4.19% APR
So I just applied for an auto loan with PenFed as I need a new vehicle. They weren't able to give me an instant approval (or denial, so yay!). Instead I got the following message: "PENDING WITH LOAN OFFICER". Can anyone tell me what to expect based on my DP's?
Any feeback is appreciated .
This is quite common. The 6k reporting may give them pause.
From what you've provided, you should be fine. But with how the economy has been as of late.
Who knows ?
Maybe it's a new policy for applications to automatically be forwarded to the UW, under certain conditions.
Fingers crossed you'll be approved today.
Thanks @Gmood1! Just got an email stating I was approved for the loan amount with an APR of 4.19%. Not the best APR but I'll take it!