US Bank denied my auto loan app

ziaway · ‎12-15-2014

My equifax score is 678, transunion 720, and experian is 680. I applied for a used car auto loan through my bank, US Bank of $10,000 and was denied. My DTI ratio is only 15% at the present moment. Any suggestions on Auto loan lenders? I'd like to buy from a private party, and really need a new car asap.

EddieK · ‎12-15-2014

If those scores are from here, DCU would be my first choice.

Starting Scores:
1/19/14:
1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:

ziaway · ‎12-16-2014

Thank you!!!! I just finished speaking to them and the loan was approved!!! The interest is 1.49% with the direct deposit going into a checking account, . US Bank was going to charge 3.90 if they had approved me. Great advice!!!