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They pulled my Experian Mortgage Score of 682.
I first applied for a Visa and got approved at their A credit for 0% for first 6 months then 10%.
The loan rep reviewed my credit report and suggesed I refinance my auto loan. It wasn't bad it was 7 years @8%.
Approved @3.75% for 6 years. Payment goes down and I cut 6 months off payments.
I love DCU but there my score was higher and my rate was higher.
If you are elligible to join check them out for a car loan and Visa.
New York Residents - If you live, work, worship, or attend school in Broome, Chemung*, Chenango, Cortland, Delaware, Otsego, Rockland*, Schuyler*, Tioga, or Tompkins Counties, or the cities of Rochester* or Syracuse, you can join.
Pennsylvania Residents - If you live, work, worship, or attend school in Bradford or Susquehanna County; the city of Reading*, portions of South Westmoreland* or North Fayette* Counties; portions of the Cities of Allentown*, Bethlehem*, or Easton*, you can join.
New Jersey Residents - If you live, work, worship, or attend school in Bergen or Passaic Counties; or portions of Essex*, Hudson*, or Union* Counties, you can join.
Employees of select businesses in Warren, Morris, and Sussex Counties are eligible to join.
Thank you for this post. I applied with them and I'm currently preapproved.
Looks like they are cutting my auto loan rate in half. I'm also very pleased with their customer service.
Remember 1 inquiry is good for 30 days ask about a credit card or consolidation loan.