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Was approved though road loans but have a question?

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Hoya08
Regular Contributor

Re: Was approved though road loans but have a question?

What's your DTI?  With a 20% down payment and a 2.79% APR for 72 months, you're looking at $314 per month, or 17% of your monthly gross income... and this is assuming you don't finance the taxes, license, and docs fees.

Message 11 of 14
CJIII29
Regular Contributor

Re: Was approved though road loans but have a question?

I might have to stick with a good used truck, I have some credit card debt, but I been paying it off.

Chase Slate Credit Card $1500 credit limit Best Buy Credit
Card $2000 credit limit Amazon Store Card $2100 credit limit .

My Fico scores: Experian 710, Equifax, 702, Transunion 716.
Message 12 of 14
Anonymous
Not applicable

Re: Was approved though road loans but have a question?

I've never heard of Road Loans, but you should run and not look back. Those extremely high % rates that your Fico scores do not warrant.

 

Go to your local credit union that you're a member of. If you're not a member join one after finding a decent one. You should get the best rates there.

 

Do not go with any one of those "options."

Message 13 of 14
CJIII29
Regular Contributor

Re: Was approved though road loans but have a question?

I wont do it, will look around for a better rate.

Chase Slate Credit Card $1500 credit limit Best Buy Credit
Card $2000 credit limit Amazon Store Card $2100 credit limit .

My Fico scores: Experian 710, Equifax, 702, Transunion 716.
Message 14 of 14
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