Went to Members Exchange , spent 26.00 to join.. They pulled Transunion 632 at present .. Said they needed my taxes from 2005 2006 and 2007.. Gave them 2006 and 2007 that I had handy.. So they said we got to take this before the board and we will call you back in 1 hour.. That was at 11 AM and now its almost 4 PM does this mean no we cant approve you but we just want you to feel sic and nervous all day and then we will burst your bubble by calling you right before the CU closes at 5:30 pm so you won't come down here and get mad at us and if you try too we will be closed ... Everytime I apply for any kind of loan the only time I get a call is when it is yes ... When the answer is NO why dont they just call and tell you...Are they scared or something???
My credit scores are killing me slowly at 640, 672 and 663 I am moving up a little bit ..