What loan can I afford with my income?

[Anonymous]

If you average more than 12000 miles per year on your current vehicle then leasing isn't a good option for you. At the end of the lease you pay x amount of cents per mile over the average allocated 24K/36K varies with each make/model. Make a few road trips and those miles add up quickly as well as the charges at the end of the lease.

[ngerasimatos]

You can always negotiate mileage into a lease agreement. On a prior lease i had 15k miles allocated/allowed. I would never recommend anyone driing greater than that mileage anyway, your insurance premiums increase and the vehicle will depreciate exponentially as well. 

[thrasher865]

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@ngerasimatos wrote:

Its based on Net, and your credit scores play into that % as well, higher the score the more leverage they allow. Also, since you live together, you can always use combined household income.

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Bumping this old thread again

You can use combined household income even if we're not married?  I did not know that.  If that's the case, will they have to pull her scores?  I'm not sure what her scores are, but they are definitely lower than mine.