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My wife and i need an auto loan. But we have been denied by the bank, and car dealership. I have a 602 FICO score due to a prolonged delinquency on student loans that have now had normal payments for the last year. I have a steady gross income of about $4200.00 a month. Where is a good place online to apply for an auto loan ($12,000), for people with bad credit?
I got one for $30,000 last week through Capital One at a 6.9% interest rate with a 605 score. Gross salary $89,000 and no debt (except mortage).
@matthinkle19 wrote:My wife and i need an auto loan. But we have been denied by the bank, and car dealership. I have a 602 FICO score due to a prolonged delinquency on student loans that have now had normal payments for the last year. I have a steady gross income of about $4200.00 a month. Where is a good place online to apply for an auto loan ($12,000), for people with bad credit?
What are you trying to buy?
Capital One yes!
Carmax near you?
Also if you have been paying student loans for year why have the old derogs gone away, these private?