@Appleman wrote:
I would look to PenFed first. They are now using FICO09 and if that is your most solid score they may have the best deal. If you get their lowest rate than you are done. (Plus should be a single pull)
There are stories on this forum of people who received 8-10% with PenFed and did better with NFCU. Try NFCU if PenFed does not work out.
Good luck.
@Anonymous @Appleman. You guys are so helpful.