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Which Lender w/ the best rates uses Auto Fico score? Pen Fed, Navy, Captial One, Carvana, Soft Pull

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sweets2323
Established Member

Which Lender w/ the best rates uses Auto Fico score? Pen Fed, Navy, Captial One, Carvana, Soft Pull

I signed up for the membership and reviewed my Auto Fico Score.

 

I want to apply for a loan and also I would like the soft pull since I am shopping. 

 

Honda, Jeep, Lexus are a few cars I am looking into,

 

My MB lese goes back today and I want to purchase my next care based on this crzy market. 

 

I never knew this existed.

 

Auto Score 8

Equifax 725

Transunion 726

Experian 735

 

Auto Score 9

Equifax 734

Transunion 717

Experian 718

 

Auto Loan 5, 4, 2

Equifax 744

Transunion 730

Experian 748

 

Auto Score 8 Equifax 725
Auto Score 9 Equifax 734 Transunion 717 Experian 718
Auto Loan 5, 4, 2 Equifax 744 Transunion 730 Experian 748
4 REPLIES 4
dragontears
Senior Contributor

Re: Which Lender w/ the best rates uses Auto Fico score? Pen Fed, Navy, Captial One, Carvana, Soft


@sweets2323 wrote:

I signed up for the membership and reviewed my Auto Fico Score.

 

 

I never knew this existed.

 

Auto Score 8

Experian 

Transunion

Equifax 

 

Auto Score 9

Experian 

Transunion

Equifax 

 

Auto Loan 4, 5, 6

Experian 

Transunion

Equifax 

 


Are your auto scores higher that the "regular" versions? 

Message 2 of 5
sweets2323
Established Member

Re: Which Lender w/ the best rates uses Auto Fico score? Pen Fed, Navy, Captial One, Carvana, Soft

Where can find the ref


@dragontears wrote:

@sweets2323 wrote:

I signed up for the membership and reviewed my Auto Fico Score.

 

 

I never knew this existed.

 

Auto Score 8

Experian 

Transunion

Equifax 

 

Auto Score 9

Experian 

Transunion

Equifax 

 

Auto Loan 4, 5, 6

Experian 

Transunion

Equifax 

 


Are your auto scores higher that the "regular" versions? 


Where can ?


@dragontears wrote:

@sweets2323 wrote:

I signed up for the membership and reviewed my Auto Fico Score.

 

 

I never knew this existed.

 

Auto Score 8

Experian 

Transunion

Equifax 

 

Auto Score 9

Experian 

Transunion

Equifax 

 

Auto Loan 4, 5, 6

Experian 

Transunion

Equifax 

 


Are your auto scores higher that the "regular" versions? 



@dragontears wrote:

@sweets2323 wrote:

I signed up for the membership and reviewed my Auto Fico Score.

 

 

I never knew this existed.

 

Auto Score 8

Experian 

Transunion

Equifax 

 

Auto Score 9

Experian 

Transunion

Equifax 

 

Auto Loan 4, 5, 6

Experian 

Transunion

Equifax 

 


Are your auto scores higher that the "regular" versions? 


Where can I find the regular version?

Auto Score 8 Equifax 725
Auto Score 9 Equifax 734 Transunion 717 Experian 718
Auto Loan 5, 4, 2 Equifax 744 Transunion 730 Experian 748
Message 3 of 5
dragontears
Senior Contributor

Re: Which Lender w/ the best rates uses Auto Fico score? Pen Fed, Navy, Captial One, Carvana, Soft


@sweets2323 wrote:

Where can find the ref


@dragontears wrote:

@sweets2323 wrote:

I signed up for the membership and reviewed my Auto Fico Score.

 

 

I never knew this existed.

 

Auto Score 8

Experian 

Transunion

Equifax 

 

Auto Score 9

Experian 

Transunion

Equifax 

 

Auto Loan 4, 5, 6

Experian 

Transunion

Equifax 

 


Are your auto scores higher that the "regular" versions? 


Where can ?


@dragontears wrote:

@sweets2323 wrote:

I signed up for the membership and reviewed my Auto Fico Score.

 

 

I never knew this existed.

 

Auto Score 8

Experian 

Transunion

Equifax 

 

Auto Score 9

Experian 

Transunion

Equifax 

 

Auto Loan 4, 5, 6

Experian 

Transunion

Equifax 

 


Are your auto scores higher that the "regular" versions? 



@dragontears wrote:

@sweets2323 wrote:

I signed up for the membership and reviewed my Auto Fico Score.

 

 

I never knew this existed.

 

Auto Score 8

Experian 

Transunion

Equifax 

 

Auto Score 9

Experian 

Transunion

Equifax 

 

Auto Loan 4, 5, 6

Experian 

Transunion

Equifax 

 


Are your auto scores higher that the "regular" versions? 


Where can I find the regular version?


The "regular" version of FICO8 is what is displayed on the login page, for FICO 9, it is under "other scores" and is the version without any modifier language and for FICO 2/4/5 they call them "mortgage scores" on myFICO. 

Message 4 of 5
sweets2323
Established Member

Re: Which Lender w/ the best rates uses Auto Fico score? Pen Fed, Navy, Captial One, Carvana, Soft

I updated my orginal message with the numbers for each score.

 

Regular Fico 8

Equifax 725

Transunion 726

Experian 735

 

Auto Score 8

Equifax 725

Transunion 726

Experian 735

 

Auto Score 9

Equifax 734

Transunion 717

Experian 718

 

Auto Loan 5, 4, 2

Equifax 744

Transunion 730

Experian 748

 

 

Auto Score 8 Equifax 725
Auto Score 9 Equifax 734 Transunion 717 Experian 718
Auto Loan 5, 4, 2 Equifax 744 Transunion 730 Experian 748
Message 5 of 5
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