My FICO 9 score is 588- PenFed
My FICO 5 score is 636- DCU
I heard and read that for DCU you need minimum 675 to get an auto loan.
With PenFed i don't know minimum.
So for an auto loan who would you recommend i try for the HP's?
Why not just do a pre-qual through either Cap One, Carvana or Springboard, to see where you stand; if one of them says yes, go with them for a few months until your scores increase, then refi through Penfed or one or the others....
DCU is 675 to get their top rate - they will approve lower bu tlikely in the 5% range
This is great to know. Does the FICO 5 scores improves as the FICO 8's do? Example i got alerted that my F8 went up to 712, but no update on the FICO 5.