Who does Kia Financial pull

[Kris1228]

Hello

im just curious if anyone knows who Kia pulls when trying to lease a vehicle and how are they on scores, baddies, rates etc. any info is appreciated. looking to maybe lease a loaded 2011 Kia Optima, they are really nice!! and good on gas. geesh lol

thanks

[Anonymous]

I am pretty sure they finance through Hyundai, HSF I beleave was called.

[jmontes77029]

I beliieve the OP was trying to ask what credit bureau Hyundai pulls the credit report from. I believe it is TU, not sure though. I heard they are pretty flexible on credit worthiness.

[Kris1228]

Oh okay.. TU would be great because my score on that report in the next 45 days should be hopefully over 720.. Thanks!! Hopefully I can get a few more responses and maybe someone who has financed with them before and can provide more details..

[Anonymous]

Kris, I'm looking to purchase a Hyundai Sonata soon, and as already stated Kia and Hyundai are basically the same parent company. I don't know if they finance the same way, but from the information I found in the approved deals thread, Hyundai financed deals seem to pull EQ. You may want to scan through the approved deals thread for any Kia financed deals.. Best of luck in your pursuit.

[jmontes77029]

Great advise to look through the approval thread.

[elzgarland]

I just purchased a Kia Sorento and they pulled Equifax. It was a purchase though, not a lease. Not sure if that makes a difference...

[Anonymous]

FYI:

The best leasing prices are the middle segment vehicle trim level in the line.

Leases are based on the expected resale value of the car at lease turn in.

So a completely stripped down vehicle is a no one wants it so you pay a penalty on the lease.

A completely tricked out every feature vehicle is penalized due to the fact that it is by nature more expensive, and has features on it many people will not want to buy or be willing to pay for.