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Hey guys
I wanted some input. I had a m3 i bought off lease in feb 2013 i made all payments on time until i was laid off earl 2014 and voluntarily let bmw repo it in march 2014.
I have negotiated a payment plan for the deficiency of 6k. I wanted to lease a new 4 series. I have 5-6k down for down payment more if needed. and my credit scores are 638 with all bureaus no baddies all current and such.
Do you think I have a shot at getting approved?
@spatel wrote:Hey guys
I wanted some input. I had a m3 i bought off lease in feb 2013 i made all payments on time until i was laid off earl 2014 and voluntarily let bmw repo it in march 2014.
I have negotiated a payment plan for the deficiency of 6k. I wanted to lease a new 4 series. I have 5-6k down for down payment more if needed. and my credit scores are 638 with all bureaus no baddies all current and such.
Do you think I have a shot at getting approved?
Given how recent your repo is with BMW it's very unlikely they will approve you for a lease now.
Would you let someone borrow money who just stiffed you? That's how they are going to look at it. I wouldn't count on it, but crazier things have happened.
Thanks do you think they will ever approve in the future? in a few years perhaps?