Will I get approved?

[Anonymous]

I pulled my credit reports for all 3 credit bureaus:

Transunion: 675

Experian: 657

Equifax: 628

Anyone out there who has been approved for an auto loan with a decent APR percentage with or around my scores? This is my first time applying for an auto loan.. Reply back please if you can..

Thanks a LOT!

[soccrstar]

Road Loans approved me with a 480 FICO.

with your scores you should have no problem getting approved through GMAC or anyone that pulls experian or Transunion for that matter. Equifax would probably get you a 10-15% APR, maybe less

[DM6410]

Hello,

I have recently been trying to get my credit back on track, here are my most recent scores.

TU = 541 - 4/09 and 669 - 2/10

EQ = ??? - 4/09 and 670 - 2/10

EX = 525 0 4/09

I applied and was approved with Toyota Financial Services on 2/16. I was approved for 2010 Toyota Camry.

Terms are as follows:

Camry, $21,800 w/$1,500 down and 0.0% APR (WOW!)

60 pymts @ $383 for 60 mos.

[MarineVietVet]

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@Anonymous wrote:

I pulled my credit reports for all 3 credit bureaus:

Transunion: 675

Experian: 657

Equifax: 628

Anyone out there who has been approved for an auto loan with a decent APR percentage with or around my scores? This is my first time applying for an auto loan.. Reply back please if you can..

Thanks a LOT!

---

Hello and welcome to the forums.

One thing I will ask is where did you get those scores? No one has been able to pull their own Experian FICO score since last February. Creditors can pull Experian and also there is a CU in Pennsylvania that supplies that information to it's members only. You can only buy true FICO scores at a few places. One place is here at myfico. I suggest you do an internet search for "myfico discount codes" to save a little money. You can also purchase your Equifax score at www.equifax.com and your Transunion score at www.transunioncs.com.

From a BK years ago to:
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

You can do the same thing with hard work

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