I was hoping some insight would help before I apply for a lease transfer loan through US Bank...
Credit Karma Scores: TU 525 EX 551
2 credit cards all under 40% utilization, 2 unsecured personal loans (balance began at $39k) current balances 29k.
No previous auto history
Longest trade line : 8 years
No mortgage
14 total late payments in the last 24 months (currently disputing because they were due to a divorce)
2 collection accounts - were to be removed in June but has not been updated.
I'm trying to get approved for a lease transfer, 22 remaining months, car payment is $830.
My income is $104k.
Anyone think this is possible with my scores?