cancel
Showing results for 
Search instead for 
Did you mean: 

approved: Refi my auto from citi financial to Credit Union.

nosxih
Regular Contributor

approved: Refi my auto from citi financial to Credit Union.

Wow, got approved at UFCU for an auto refi. They pulled Equifax which is at 642 as of my last alert last week.
 
I started this auto loan at Capitol Auto at about 22% and I refi'd 15 months ago with citi and dropped my intersted to 13%.
 
Now I just got approved at my credit union and they are doing 6% so that is a really nice interest rate considering my credit rollercoaster ride over the last 5 years.
 
I think that moving my car loan from a finance company to a credit union will help my score (or at least not hurt them)
 
What do you think?
 
 
Message 1 of 3
2 REPLIES 2
demo18c
Contributor

Re: approved: Refi my auto from citi financial to Credit Union.

Excellent drop in rate. I  need to do a refi in 6 months or so.

Starting Score: 690
Current Score: 747
Goal Score: 750


Take the FICO Fitness Challenge
Message 2 of 3
hunnybunnz
New Contributor

Re: approved: Refi my auto from citi financial to Credit Union.

My DH and I refi our car loan this last Nov.  Went from a 22% interest rate down to a 11.5% rate.  Once our scores improve more, we will refi again.  Our payment went from $335, down to $175.
 
 
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.