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how does one know their auto loan score?

SweetBee1
Member

how does one know their auto loan score?

What are companies like penfed etc looking at and how can I know what my auto score is before applying?

3 REPLIES 3
Firemediii
Established Contributor

Re: how does one know their auto loan score?

Sign up for the myfico 3b report. It shows all your fico scores including auto and mortgage. It is 29.xx if you go with the monthly but you can cancel that at any time. It is 59.xx for a one time pull.
Message 2 of 4
Firemediii
Established Contributor

Re: how does one know their auto loan score?

Penfed has their own Nextgen score system from what I understand but they pulled equifax for my membership
Message 3 of 4
Firemediii
Established Contributor

Re: how does one know their auto loan score?

Toyota pulled Equifax and Transunion and Nissan pulled Experian. Denied by Nissan (Experian has a lot of errors we have been trying to get straightened for quite a while) and tier 1 acceptance for Toyota. Knowing your scores and what is pulled is definitely good for the consumer.
Message 4 of 4
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