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how long until score recovers?

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Established Contributor

how long until score recovers?

Mortgage in 30 days, paid off car.. tanked my scores by 20 + points. 

700 goal just went poof!! lol

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/27/18 TU 722 ~ EQ 725~ Ex 720
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 17,300~NFCU Cash Rewards 17,000 ~Care Credit 12000~Discover 6000
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Community Leader
Valued Contributor

Re: how long until score recovers?

Shouldn’t take long at all to recover assuming everything else in your credit is good. I’ve seen points like that get recovered in as little as a month. Congrats on paying off the car! Score is just a number—paying off a car is a solid financial boon lol
Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
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Once you go Berner, you never go back.
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