Shouldn’t take long at all to recover assuming everything else in your credit is good. I’ve seen points like that get recovered in as little as a month. Congrats on paying off the car! Score is just a number—paying off a car is a solid financial boon lol
Discover It: 18.7k Amex BCE: 18k Citi DC: 4.7k ~~~~~~~~~~~~~~~~~~ Once you go Berner, you never go back.