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infiniti 1.9% apr 60 months would i qualify

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zerbherb
Established Contributor

infiniti 1.9% apr 60 months would i qualify

770 transunion other 750 ish.

 

income 40

general savings 100k plus

baddies none

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Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 1 of 8
7 REPLIES 7
zerbherb
Established Contributor

Re: infiniti 1.9% apr 60 months would i qualify

bump!
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Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 2 of 8
Anonymous
Not applicable

Re: infiniti 1.9% apr 60 months would i qualify

How much are you wanting the loan for...

Message 3 of 8
zerbherb
Established Contributor

Re: infiniti 1.9% apr 60 months would i qualify

I would put down 10-15k I plan on buying the car like my parents do and using them for 5-7 years
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Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 4 of 8
zerbherb
Established Contributor

Re: infiniti 1.9% apr 60 months would i qualify

So 30k of a 50k car
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Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 5 of 8
Sandman771
Valued Contributor

Re: infiniti 1.9% apr 60 months would i qualify

With those scores you would likely be a tier one or two so you would qualify. Especially with that much money down. I deal with nissan finance not Infiniti but it is the same umbrella comany. Good luck! 

Starting Score: EQ497/TU496/EX 499
Currently: EQ 620 TU 654 EX 627
in the garden since 6/16/2021
Message 6 of 8
Anonymous
Not applicable

Re: infiniti 1.9% apr 60 months would i qualify


@zerbherb wrote:
So 30k of a 50k car

Based on the score and how much you want to put down, you should be fine.  

Message 7 of 8
ptch7116
Member

Re: infiniti 1.9% apr 60 months would i qualify

I just received 1.9% from Infiniti FS this week - 3.5 years out of BK7 w/ a FICO 702 auto-enhanced Equifax.  I can't imagine you'd have any trouble - with the only caveat being the projected DTI ratio of the car payment plus housing.

Filed BK7: 12/2013 - Discharge 03/2014
Starting scores 12/2013: EQ 655 / TU 648 / EX 656 (no late payments)
FICOs (6-2017): 682 EQ FICO | 665 TU FICO 06/2017 | 679 EX FICO 06/2017
CC Utilization: 9%
Established since BK:
$6.5k Cap1 Quicksilver | $5k Cap1 Plat | $2k Barclays (Apple) | $290K FHA Mortgage (7-2016) | $80k Infiniti FS 1.9% (auto 6-2017)
Message 8 of 8
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