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lease car with score of 723?

jamaraz1
New Contributor

lease car with score of 723?

Hi.  Do you know if a score of 723 is good enough to get the best lease rates?  I'm looking for a Honda, Volvo or Acura truck and I want to make sure that I'm not going to get dinged too badly.
 
Also, does anyone know what BMW or Infiniti wants in a FICO score for a good lease rate?
 
Thanks.
Message 1 of 4
3 REPLIES 3
1111mel
Valued Contributor

Re: lease car with score of 723?

Anything above 720 in regards to auto loans in gravy.
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
Message 2 of 4
drmike0422
Established Member

Re: lease car with score of 723?

Is that true for car loans and leases?  I just got some of my scores up and do you know if I can request what credit report I want the car dealers to pull?
 
Is 720 the magic number or is it 750?
Message 3 of 4
Carsalesmn
Regular Contributor

Re: lease car with score of 723?

Your scores are good, but in an auto loan it's more than that. It is the ability to repay as well as have prior loan experience.......
 
Most captive lenders upper tier(better rates) are in the 700+ range, but the report they put will differ from the one obtained on this site.
 
With that said, out of all the lenders you mentioned BMW is the most lienant and have no tiers on their lease rates. It's approved or declined! Infinity is very picky believe it or not. Acura is the same bank as Honda, and Volvo is back by Ford should be easy.
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