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@Anonymous wrote:
maybe financing a small amount would help your "car credit". Get some positive TL reporting, stay current, and go from there.
Hmmm..... I don't recall suggesting a huge ass loan. Sorry I couldn't help.
Good Going! If you dont mind me asking, what was the rate they gave you? Did you find a different lender? I also think you made a good choice over the G6. I almost bought the Speed6 about a year ago.
http://www.rsportscars.com/mazda/2007-mazda-mazdaspeed6/
The dealer would not come down to the price I wanted to pay, so I had to pass on it. I really liked it though.
Congrats! The most important thing about the whole thing is that you are happy with the car no matter what you paid or the interest ..... plus thats a great car ... we have sold a few of them and have had no problems with that model ..nice
kudos to you! It only gets better!
No, Going I didn't find a different lender. I still have the 18% interest rate for 5 years but I plan on paying it off in 3 to 3 1/2. Keeping it for 6 months to a year then getting what I really want. My credit will be up to par by then. Either paid off or fell off. And Cabar, you know, I hadn't even though about this car, until I got to the lot and saw it. I am happy with my purchase. It will serve it's purpose and I'll look good in it.
Thats exactly how I ended up in my current vehicle. I was at a lot and it was in the pre-owned section. I never gave any thought to buying that model prior! I was happy with the deal because it was the most features/bang for a cheap buck.
Don't sweat the 18%. I had to sign on the same rate, but I was able to refi 5 months later for 13%. Lowered my payments by $50 a month.7 months after that, I got 9%. I know this was about 8 months ago, but I still think you could do something like it if you can stay current. So congrats and good luck! I think signing a commitment like this is stressful, I have paid cash every since my repo, but eventually we need to get re-established though. ok enough babbling!