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@Anonymous wrote:ok so im looking to buy a new car in the next 3-6months. my credit scores are 609/588/621 on here. I am looking to get a loan from about 22,000 to 27,000. I make 39,000 a year and could afford 3-4000 on a down payment in that time frame maybe more if i wait later but my job requires me to drive a lot and i'm wanting a new car mostly to have a new warranty. I can also improve my scores according to score watch in that time by continuing payments on time and paying down my balances which is easy since its under 900 now. So i was wondering first what can i expect to be approved for and where i should begin searching gathering that it is better to try and shop around before you go to the dealership. also wondering if you guys think i would even be approved for a loan in that range?thanks
rakuin79 wrote:ok so im looking to buy a new car in the next 3-6months. my credit scores are 609/588/621 on here. I am looking to get a loan from about 22,000 to 27,000. I make 39,000 a year and could afford 3-4000 on a down payment in that time frame maybe more if i wait later but my job requires me to drive alot and im wanting a new car mostly to have a new warranty. I can also improve my scores according to score watch in that time by continuing payments on time and paying down my balances which is easy since its under 900 now. So i was wondering first what can i expect to be approved for and where i should begin searching gathering that it is better to try and shop around before you go to the dealership. also wondering if you guys think i would even be approved for a loan in that range?thanksIf you are going to drive a lot and use this car mostly for work, why buy a brand new car. If its for warranty, I recommed you go to CARMAX, they have a bumper to bumper warranty on all vehicles they sell. If yo were buying the car for your use on wknds I could see brand new.