So after 1.5 months. I am sitting at 645-651 on all three of my scores
just 2 CC's so far and an auto loan.. Loan isn't reporting yet and the CC's haven't fully reported either with balances of 0.
So WOOOOOO. could be above 670 in a month or so when everything reports and i move out of a thin file status.
Congrats, Let everything report and let everyone know how it helped your score. Great example for others in the same situation. Good Luck.
Will do. I am done on credit. ONly thing I will do is re-finance the car when I can.
Holding onto the 2 credit cards as thats all i need.
I set up several bank accounts as well. One of them holds the amount of total credit just in case something hits the fan.
Started seperating my bills and pleasure spending into different accounts.
Congrats, I got my discharge 4 months ago and I felt like I was released from financial prison. I'm looking at rebuilding my credit like a fun game now. I've completey nerded out about anything credit, FICO, credit cards. Even though I'm slowly adding more cards I'm living more simplely and just enjoying playing the credit card game...watching my scores rise. Good luck to you!
Congrats, what was your scores before?
If you didnt burn them. Try Cap1 pre=qual. See if you can get unsecured first before secured.