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1 Day Out of CH7 And a new Card

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Anonymous
Not applicable

1 Day Out of CH7 And a new Card

I have been following this board for a long time and made the plunge to file CH7 BK back in March 2016 and it was Discharged just this week on June 22nd on June 23rd I decided to apply for a Capital One Quicksilver card expecting to get a Denial or a small $300 limit like I have read about most getting in the forum.  To My suprise I was Auto Approved for a Quicksilver card with a $2,000 Limit very exciting!

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: 1 Day Out of CH7 And a new Card

Did you burn cap1 in your bk?  If you did any idea for how much ?  Also may I ask your annual income? Thanks. 

Message 2 of 9
Anonymous
Not applicable

Re: 1 Day Out of CH7 And a new Card

Welcome to the forums, and congrats on the approval!  

Message 3 of 9
securingourfuture
Established Contributor

Re: 1 Day Out of CH7 And a new Card

That's amazing!!! Congratulations!

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 4 of 9
Scupra
Super Contributor

Re: 1 Day Out of CH7 And a new Card

Welcome to myFICO! Congratulations on the approval and great SL!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 9
Anonymous
Not applicable

Re: 1 Day Out of CH7 And a new Card

Congrats and good for you!  In most instances your scores should bump up a bit once the account begins to report!  

 

HAPPY REBUILDING!

Message 6 of 9
creditgambler2018
Regular Contributor

Re: 1 Day Out of CH7 And a new Card

give it like 2 years and IT WILL BE at around 6k or more limit with lots of usage.

Message 7 of 9
Anonymous
Not applicable

Re: 1 Day Out of CH7 And a new Card

Congrats. We started out with a 1K (Platinum) and 2K (QS1) a day or two after discharge, and 8 months later have about 25K in available credit from Capital One.

Message 8 of 9
SSH0126
Established Contributor

Re: 1 Day Out of CH7 And a new Card

Did you burn them in your BK?


@Anonymous wrote:

I have been following this board for a long time and made the plunge to file CH7 BK back in March 2016 and it was Discharged just this week on June 22nd on June 23rd I decided to apply for a Capital One Quicksilver card expecting to get a Denial or a small $300 limit like I have read about most getting in the forum.  To My suprise I was Auto Approved for a Quicksilver card with a $2,000 Limit very exciting!


 

Message 9 of 9
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