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2 BK7 on CR

wxman2021
Regular Contributor

2 BK7 on CR

Anyone get a score bump when the old BK7 fell off and just left you with the 1?  My 2012 will fall off next year and leave me with the a 1.5 year BK7 and wanted to see if anyone got a score bump or no?  My IIB all fall off in mid 2023 so I know I should get a good size bump for those.  8 accounts I think**

DC (5/25/2021)
Current: EQ8 656 EQ9 642
Current: EX8 640 EX9 642
Current: TU8 653 TU9 661
As of 12/08/21
$3300 C1 QS (good credit)
$2000 CashRewards NFCU (Secured Grad)
$500 Local CU
$5000 *newest card* Cap 1 Venture
1% Util
Message 1 of 3
2 REPLIES 2
FireMedic1
Super Contributor

Re: 2 BK7 on CR

Good question. Newer negs outweigh older ones. The old IIB accounts may fall off. But what about the ones from 1.5yrs ago? If you dont mind. Why did you have to file again?






Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 2 of 3
wxman2021
Regular Contributor

Re: 2 BK7 on CR

So, the old BK7 will fall off Oct 22 *I will try the EE for sure*.....ALL of the IIB accounts (8 total) will fall off mid 2023.  I don't have any other negatives right now.  So, if all goes well.....I will just have the 1 BK7 (new one) and that will be the only bad one *maybe another account* on my CR as of mid 2023.  So like 2 negatives and a bunch of positives.  *as of mid 2023*

DC (5/25/2021)
Current: EQ8 656 EQ9 642
Current: EX8 640 EX9 642
Current: TU8 653 TU9 661
As of 12/08/21
$3300 C1 QS (good credit)
$2000 CashRewards NFCU (Secured Grad)
$500 Local CU
$5000 *newest card* Cap 1 Venture
1% Util
Message 3 of 3
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