Well I wish you the best. I gave up all my cards back in 2005. I almost got into trouble. But a back injury settlement paid off all the cards and I swore never again to have a CC. But as time went by. You get older and wiser. And many auto loans later. You need a credit card to even rent a car. I came here and learned all the tricks and have been fine for 4 yrs since I had to file over taxes. I'll never go back as I did back then. I know how to play the game. You cant afford it. Dont charge it. Save for what you want , use your CB card. get rewarded and move on. Save for the next thing you want. Repeat. Gives you a great feeling. And no interest paid yet. Why have a cash back card. Then lose your cash back paying interest? (uless its an emergency) Duh. Maybe on your next rebuild you'll have a different look at how the game works and you'll be fine. Sorry about what life threw at you. It will all pass. It can only get better!!!!!!!!!
@Anonymous wrote:You're so friggin awesome and optimistic to boot. I read your comments and your threads. You give a lot of great advice. It's awesome to have folks on here like you who truly can relate. Nowhere but up from here. And you're right...As much as I hate to admit it, all these friggin funerals and expenses I've incurred traveling out of town for has taught me that I at least need to have one or two credit cards. I'm just soooooo on this "let it only be a secured card" mindset right now. We shall see. You definitely inspire me!
Cheers!
Well thank you very much. Just like working the streets. A thank you goes a long way with me. Glad I could lift up your spirits. 5 years from now you'll look back and say. Hmmmm. It really sucked then. But look at me now! Same applied to me back then. Now I say look at me now! Not too darn shabby. Why didnt I have the mindset now, back then. But its hind site now. You'll get there again. No doubt. But in better shape than you are now. And you'll know better on how to handle this whacked out crazy credit world. Good Luck!!!!!!!!!!!
