2 Year Anniversary Coming Up Soon

[Anonymous]

Congrats @chalupaman - from your posts that I've read here, you're taking a smart and measured approach to your rebuild and it appears to be going well. Keep it up and you'll keep climbing

[Guyatthebeach]

Chalupaman,

Congratulations on your 2 year anniversary. Don't sweat it about not being at 700 yet, because you're going to hit it soon.

Now you have that nice CL from PenFed, I hit Navy Federal up for a CLI.  Also is your Ollo MC the 2% cash back card? If it is I would try to grow that card.  Is your Williams and Sonoma card a store card or the Visa?

Keep doing what you're doing. You have an extremely solid foundation and you're definitely on the track to 800!

Guyatthebeach

[chalupaman]

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@Guyatthebeach wrote:

Chalupaman,

Congratulations on your 2 year anniversary. Don't sweat it about not being at 700 yet, because you're going to hit it soon.

Now you have that nice CL from PenFed, I hit Navy Federal up for a CLI.  Also is your Ollo MC the 2% cash back card? If it is I would try to grow that card.  Is your Williams and Sonoma card a store card or the Visa?

Keep doing what you're doing. You have an extremely solid foundation and you're definitely on the track to 800!

Guyatthebeach

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Navy Federal I got that card last month, and the first statement already hit a day or two ago I believe. Yes, I PIF on what I spent on that card and plan to let a small balance report for the next statement. I thought I had to wait 91 days or three statements for Navy, so I'm playing it safe there. I'll either go for a CLI or just go ahead and get another card with them. 

The Ollo MC is just the regular platinum card, but it does give me a free FICO and all. Williams Sonoma is a weird one. I thought it was a Visa when I got approved last summer, but I was never sent the card. I ordered a new one a few months ago and it turned out to just be the regular one. Oh well. I need to take that one out of the SD sometime and buy something small as well to keep it active.