2 years past BK7 - Scores 680-700. What sort of APR can I get on a private party auto loan?

[Anonymous]

I'm looking at buying a car. I have enough cash to pay for it, but prefer to get a loan and keep the cash invested.

Anyone have any idea what sort of APR I can expect?

I'm 23 months post BK7 discharge

My scores are 680-700

I have 1% utilization on 25k available unsecured

[Shooting-For-800]

I got 2.49% for 72 months on a new car with no money down from Capital One with similar scores to yours.

I would guess you should be able to get 5-8% on a good used car.

Are you making more than 10% on your investments?

If not, I would pay at least half cash and finance the rest for your CR.

GL!

[Anonymous]

Thanks for the info. Do you have a BK on your CR?

[Shooting-For-800]

I bought the car 2.5 years after BK file date.