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Congrats. Wait until a couple months after the DC. All the creditors have to update their accounts on your reports. Some, not all get a score increase. Then you can go after Open Sky. No HP and it doesn't report as a secured card. Cap1 after a year and about the same maybe a little longer for Disco secured. Yes your student loans are installments. So no need for that. And its 3 cards for best scoring. But dont go crazy apping. Look around the site and find a couple decent secured cards to start with. It will take a couple yrs. But it can be done. Good Luck.
@jlozano7 My 341 is set for Jan 18. My stomach is in such knots. Ive heard that the trustee has you take the oath, state your name, verify your address. The next set of questions are just basic yes and no. I am hoping for a very productive outcome because I have turned in everything I have which isnt much of anything. Are there any other tips for being prepared and what to expect since you just recently had your meeting? Thanks!
@Anonymous wrote:@Anonymous My 341 is set for Jan 18. My stomach is in such knots. Ive heard that the trustee has you take the oath, state your name, verify your address. The next set of questions are just basic yes and no. I am hoping for a very productive outcome because I have turned in everything I have which isnt much of anything. Are there any other tips for being prepared and what to expect since you just recently had your meeting? Thanks!
you pretty much hit it on the head, there might be a couple other questions but it's very quick....as for advice? follow your attorney's lead and advice (and hide nothing from YOUR attorney so they can properly advise you)