45 Days Post DC Update!!

[Anonymous]

Once again, thank you all for your replies and posts as I would be clueless without all the BK help. It is not everyday that you file for BK and the help is appriciated. 

I discharged on 7/15/18 so I'm right around 45 days post DC. 

Denials : Walmart (Sychrony), Discover (Pre-qual denial), Overstock, Express (Commenity), PenFed....I think that is all. 

Now on to the good news!

Approved for... 

Target $200 SL 

Kohl's $300 SL 

Cap 1 $300 - CLI > $400 after third monthly paymet. (I got this card before Discharge as they sent me an offer and my attorney approved).

Cap 1 Auto Loan for $10,645 @ 8.1% for 72 Months. (First Vehicle I've bought for price and not features..I'm learning)

I'm very happy with my results thus far and will update everyone when things change!

[Anonymous]

Congratulations on your progress! You have every right to be proud!

[cartwrna]

What was your score pulled when you got the auto loan if you don’t mind me asking?

[Anonymous]

The FICO they pulled was 617. My FICO scores range from 592-630 depending on what you're looking at. I still have a little cleanup to do on my reports.  

[pizza1]

Congrats on your success so far! I would join Penfed, and in like 6 months refi that card loan you have currently. Your off to a good start!

[securingourfuture]

Congratulations! You’re making great progress. I won’t be discharged until November, so these updates are good to see. Keep up the great work.