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5 months post bk 700+

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Newbie2018
Frequent Contributor

5 months post bk 700+

896355FC-8D7C-425F-B923-83534577B451.jpeg

I've been working EXTREMELY HARD! Discharged from chapter 7 June 2022!

Message 1 of 15
14 REPLIES 14
cashorcharge
Community Leader
Super Contributor

Re: 5 months post bk 700+

That's a great increase!  Keep up the good work!

Message 2 of 15
Newbie2018
Frequent Contributor

Re: 5 months post bk 700+

Thank you! Definitely not finished yet! Sky is the limit ❤️

Message 3 of 15
CH-7-Mission-Accomplished
Valued Contributor

Re: 5 months post bk 700+

Excellent!   I have to assume your BK either never reported or has fallen off Equifax.   The other two scores look great for a new BK.

Message 4 of 15
DogwoodLynx
Frequent Contributor

Re: 5 months post bk 700+


@Newbie2018 wrote:

896355FC-8D7C-425F-B923-83534577B451.jpeg

I've been working EXTREMELY HARD! Discharged from chapter 7 June 2022!


Congrats! Do you have a thread on what steps you took? If so I would like to read it

Siggy updated Feb 16 2023
Chapter 7 BK discharge: 12/19/22
Inquiries: 6/6mo 7/12mo 7/24mo – Latest inquiry: NFCU - Approved 01/23
Financial Goals: Continue to build by wellness business (currently a DBA), heal my credit report with time and good payment history
“You’re never gonna make the shots you don’t take, so you might as well fire away!” – Little Big Town (music group)

Message 5 of 15
Newbie2018
Frequent Contributor

Re: 5 months post bk 700+


@CH-7-Mission-Accomplished wrote:

Excellent!   I have to assume your BK either never reported or has fallen off Equifax.   The other two scores look great for a new BK.


Correct, the bk fell off experian and equifax. Thank you

Message 6 of 15
Newbie2018
Frequent Contributor

Re: 5 months post bk 700+


@DogwoodLynx wrote:

@Newbie2018 wrote:

896355FC-8D7C-425F-B923-83534577B451.jpeg

I've been working EXTREMELY HARD! Discharged from chapter 7 June 2022!


Congrats! Do you have a thread on what steps you took? If so I would like to read it


Thank you.Unfortunately I don't. Ive mainly only posted on a Facebook group about it. I know we can't mention or post links here though. The bk fell off two of my reports though which is the reason for the score jump. 

Message 7 of 15
DogwoodLynx
Frequent Contributor

Re: 5 months post bk 700+


@Newbie2018 wrote:

@DogwoodLynx wrote:

@Newbie2018 wrote:

896355FC-8D7C-425F-B923-83534577B451.jpeg

I've been working EXTREMELY HARD! Discharged from chapter 7 June 2022!


Congrats! Do you have a thread on what steps you took? If so I would like to read it


Thank you.Unfortunately I don't. Ive mainly only posted on a Facebook group about it. I know we can't mention or post links here though. The bk fell off two of my reports though which is the reason for the score jump. 


No worries! Awesome work!

Siggy updated Feb 16 2023
Chapter 7 BK discharge: 12/19/22
Inquiries: 6/6mo 7/12mo 7/24mo – Latest inquiry: NFCU - Approved 01/23
Financial Goals: Continue to build by wellness business (currently a DBA), heal my credit report with time and good payment history
“You’re never gonna make the shots you don’t take, so you might as well fire away!” – Little Big Town (music group)

Message 8 of 15
WildestDreams
Regular Contributor

Re: 5 months post bk 700+

wow! thats awesome!

 

but...it fell off after 5 months?!?! am i crazy,  thought it took 10 years?

Message 9 of 15
twono
Frequent Contributor

Re: 5 months post bk 700+

@WildestDreams...It does.....the BK will reappear.  It's only been 5 mos since DC for the OP......credit reports are still bouncing all over the place no doubt

 

Message 10 of 15
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