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62 days since my 341 meeting, I'm chaffing at the bit!

JustMoi
Established Member

62 days since my 341 meeting, I'm chaffing at the bit!

I am waiting (not so patiently) for my discharge. I checked Pacer on Friday, nothing. Grrr.

I am so tired of having to get rides to work and taking uber/lyft when I can't get a ride, or when I want to get groceries.

My Equifax score is my highest, 582, so I hope the dealer can find a lender that checks that.

 

How long did others wait for their discharge?

 

Thanks.

 

JM

~ Chapter 7 Bk filed 3/9/2017 | 341 5/9/2017 | Discharge 7/24/2017~
Starting Ficos: EQ 503, TU 475, EX 533

7/29/2017: EQ 597, TU 535, EX 576
Cards: OpenSky $500 Secured - Berkshire Bank $300 Secured - SDFCU $500 Secured - Capital One: $300
Message 1 of 5
4 REPLIES 4
VoltaicShock
Established Contributor

Re: 62 days since my 341 meeting, I'm chaffing at the bit!

 


@JustMoi wrote:

I am waiting (not so patiently) for my discharge. I checked Pacer on Friday, nothing. Grrr.

I am so tired of having to get rides to work and taking uber/lyft when I can't get a ride, or when I want to get groceries.

My Equifax score is my highest, 582, so I hope the dealer can find a lender that checks that.

 

How long did others wait for their discharge?

 

Thanks.

 

JM


I'm assuming this is a chapter 7?

 

It seems it can take up to 90 days

 

https://www.myhorizontoday.com/bankruptcy101/how-long-does-it-take-to-get-a-chapter-7-bankruptcy-dis...



FICOBeginning (6/2017)Current
Equifax636707
Transunion627725

Experian623726
Message 2 of 5
JustMoi
Established Member

Re: 62 days since my 341 meeting, I'm chaffing at the bit!

Yes, it is a chapter 7. JM
~ Chapter 7 Bk filed 3/9/2017 | 341 5/9/2017 | Discharge 7/24/2017~
Starting Ficos: EQ 503, TU 475, EX 533

7/29/2017: EQ 597, TU 535, EX 576
Cards: OpenSky $500 Secured - Berkshire Bank $300 Secured - SDFCU $500 Secured - Capital One: $300
Message 3 of 5
azguy13
Senior Contributor

Re: 62 days since my 341 meeting, I'm chaffing at the bit!

My BK7 discharge was about 75 days post-341 meeting. 

Message 4 of 5
SportsMom77
Regular Contributor

Re: 62 days since my 341 meeting, I'm chaffing at the bit!

My 341 meeting was on May 30th and I received notice of my discharge on July 5th - so 36 days.  

 

However, my first 341 meeting was scheduled in April, but I had to reschedule since I had not yet filed my 2016 taxes.  Maybe that accounts for why my discharge happened in 36 days???

 

Now I'm anxiously waiting to see all the dispute results from the different bureaus!!!  

Personal:| Business:
Filed BK7: 3/24/17 Discharged: 7/3/2017 (Starting scores | EQ: 493 | TU: 496 | EX: 441)
7/17/17 - EQ: 563 | TU: 549 | EX: 570
8/08/17 - EQ: 589 | TU: 630(!) | EX: 585
3/09/18 - EQ: 659 | TU: 680 | EX: 665
3/20/18 - EQ: 662 | TU: 692 | EX: 670
Message 5 of 5
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