7 months post BK7 approval update

[collics1]

Approvals upon discharge May 2014:

Cap One Platinum- $300

Cap One Quick Silver- $500

Auto Loan $16k

October 2014:

Cap One Platinum CLI $500

Cap One Quicksilver CLI $1500

November 2014: (Get FREE Fico score with each of these I think)

Barclay Rewards Card- $1500

Walmart- $300

Discover IT-  $1400 don't know limit until I get card. They say at least $500 in the terms.

Applied for Auto Refinance and CC with local credit union yesterday. I probably have to go in and speak with someone. They use the same credit pull for all products so I fugured I see about a CC. My auto loan terms suck and the pmts are $380. I'd love to shave at least $50 off somehow. 

This will pretty much be it for a while. I didn't think I'd get approved for the Discover Card so soon. I'm only 7 months post BK. But I also didn't burn ANY cc. *shrugs*

eta: My FICO just sent a credit alert as I type. Barclays aready reporting as of today. Increased score 10 points to 636 EQ.

[Creditwiser]

Wow, excellent progress. Especially on Discover. Way to go. Congrats.

[Scupra]

Major congrats on all of your approvals! That Discover approval is awesome, you can call Discover and ask what your limit is if you would like to. 7 months post d/c and already a Discover approval, wow! Congrats again!

ohhhh Discover, how I hate you hahahah

[Creditwiser]

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@Scupra wrote:

Major congrats on all of your approvals! That Discover approval is awesome, you can call Discover and ask what your limit is if you would like to. 7 months post d/c and already a Discover approval, wow! Congrats again!

ohhhh Discover, how I hate you hahahah

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I hear ya. Actually they hate me. I burned them and it'll probably be a cold day in hell before they show me any luv.

[Scupra]

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@Creditwiser wrote:

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@Scupra wrote:

Major congrats on all of your approvals! That Discover approval is awesome, you can call Discover and ask what your limit is if you would like to. 7 months post d/c and already a Discover approval, wow! Congrats again!

ohhhh Discover, how I hate you hahahah

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I hear ya. Actually they hate me. I burned them and it'll probably be a cold day in hell before they show me any luv.

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haha!! 22 months post d/c and a 680 EQ FICO...auto decline for BK grrrr

[Creditwiser]

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@Scupra wrote:

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@Creditwiser wrote:

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@Scupra wrote:

Major congrats on all of your approvals! That Discover approval is awesome, you can call Discover and ask what your limit is if you would like to. 7 months post d/c and already a Discover approval, wow! Congrats again!

ohhhh Discover, how I hate you hahahah

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I hear ya. Actually they hate me. I burned them and it'll probably be a cold day in hell before they show me any luv.

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haha!! 22 months post d/c and a 680 EQ FICO...auto decline for BK grrrr

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Your scores are looking good though. 5 years or so and they may let us back in. 

[collics1]

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@Scupra wrote:

Major congrats on all of your approvals! That Discover approval is awesome, you can call Discover and ask what your limit is if you would like to. 7 months post d/c and already a Discover approval, wow! Congrats again!

ohhhh Discover, how I hate you hahahah

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Thanks! I just called! $1400!

After I follow up with the credit union, I'll be gardening. 

[Creditwiser]

Nice limit. Congrats. Youre doing very well so soon out of BK. 

[0REDSOX7]

Did you do the discover pre-approval website or was it a cold app?

[Anonymous]

Way to go on your approvals and especially that Discover Card.