AMEX with a CH 13 BK that was dismissed?

[Stoneheavy]

I'm trying to figure out if I can get an AMEX with a Chapter 13 Bankruptcy on my Experian report that was filed August 2022 and dismissed in December of that same year.  They payment plan wasnt feasable, so I voluntarily dismissed it.

How are they with dismissed Chapter 13's?

[FireMedic1]

If they were part of your BK that was dismissed. Next solar eclipse you might have a chance. Non-burnt 5yrs 1 months. Why was it dismissed?

[Electrician6977]

The most critical important thing to do in order to get an Amex is to get in with them and build a relationship. I have a long post on here that explains exactly what you need to do and when to do it. If you follow it to the T you will have a perfect credit score (850) and Amex will be begging you for your business. If you can't find my post, reply back and I'll copy it and send to you. 

[Horseshoez]

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@Electrician6977 wrote:

The most critical important thing to do in order to get an Amex is to get in with them and build a relationship. I have a long post on here that explains exactly what you need to do and when to do it. If you follow it to the T you will have a perfect credit score (850) and Amex will be begging you for your business. If you can't find my post, reply back and I'll copy it and send to you. 

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Well, maybe, I've had 850s across the board since my discharged Chapter 13 fell off my credit reports, but by virtue of the fact AMEX got burned in my bankruptcy, even having a high credit score wasn't enough to coax them into giving me another chance.

[Electrician6977]

Yea if you burned them in BK the chances of getting in with them are slim to none unfortunately as they have a long good memory... The method I was suggesting only works if you've never burned them or are new to Amex.

[coldfusion]

Even if IIB they do eventually let some people back in although it may take more than 10 years....

[FireMedic1]

This ^^^^^^^^^^ You can build a great file w/o AMEX. I didnt burn them and took 5 yrs to get in. By then I had over 10 nice cards.

[sccredit]

I'm going to place my bet under the "not remotely likely" column.