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AU Amex gold card with including Amex in the bk

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Anonymous
Not applicable

AU Amex gold card with including Amex in the bk

Anyone manged to get to be AU added by someone with Amex if you included them in the Amex ?
Message 1 of 10
9 REPLIES 9
Lurker22
Frequent Contributor

Re: AU Amex gold card with including Amex in the bk

no issue getting a corporate card, but nope - haven't had success being added as an AU to a personal account 

Message 2 of 10
Anonymous
Not applicable

Re: AU Amex gold card with including Amex in the bk

They rejected you after your got added as AU ?
How did they let u know the NO
do they need a ss#
Message 3 of 10
Anonymous
Not applicable

Re: AU Amex gold card with including Amex in the bk

AMEX is one of the few lenders that will not allow someone to be an AU on a card if they are blacklisted by them.

Even if you request to add an AU, and do not provide the AUs SSN at the time, once the card arrives, AMEX requires DOB and SSN at activation. At that time, they will shut it down if they determine the AU is on their blacklist.

This is a long time policy of theirs and there is no way around it.
Message 4 of 10
Anonymous
Not applicable

Re: AU Amex gold card with including Amex in the bk

Ok and that is also if someone didn’t not include Amex in the bk?
Message 5 of 10
Shooting-For-800
Senior Contributor

Re: AU Amex gold card with including Amex in the bk

FTR - Amex can allow a blacklisted user on a company card.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 6 of 10
Anonymous
Not applicable

Re: AU Amex gold card with including Amex in the bk


@Shooting-For-800 wrote:

FTR - Amex can allow a blacklisted user on a company card.


True, but not always in a straightforward fashion. Sometimes, they will require the company to guarantee it. 

Message 7 of 10
Lurker22
Frequent Contributor

Re: AU Amex gold card with including Amex in the bk

yes they even mailed me a card as an AU - as soon as I activated it they immediately deactivated it and send the card holder a letter basically saying I'd know why they won't allow me to be an AU on the account.....the corporate card - again no issues, that card works just fine 

Message 8 of 10
Shooting-For-800
Senior Contributor

Re: AU Amex gold card with including Amex in the bk


@Anonymous wrote:

@Shooting-For-800 wrote:

FTR - Amex can allow a blacklisted user on a company card.


True, but not always in a straightforward fashion. Sometimes, they will require the company to guarantee it. 


 

The company guaratees it by allowing them to be an authorized user.

?

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 9 of 10
pizza1
Community Leader
Super Contributor

Re: AU Amex gold card with including Amex in the bk

You will not be able to be an AU on a personal Amex cc period if you IIB them.

If you pay them back IN FULL, they won't except less, then you can be added as an AU, and after 5 yrs plus 1 month post your own BK DC, then you can apply for your own Amex cc.....if they have been paid back in full.
Message 10 of 10
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