I think BOFA will not give u another CC until after 10 years post discharge!
Hi- new here.
I did a Ch 7 9/2010.
Included was my Alaska Air/BoA CC (5K)
My current credit score is average (working on that). No late payments or anything. My BK drops off in Sept (!!!!).
I got a little ahead of myself and applied a few months ago and was denied. Reason: BK.
Will that change once it drops of my credit report? I assume BofA will always know since I had credit w/them in BK.
Just wondering if there’s any hope. I’ve seen posts where people talk about repaying... does that happen during the BK process? After? Would it help to just call BofA and ask them?