They didn't make you pay them back before approving you for the Magnet, or Hilton cards??
@RCFL wrote:I believe I burnt them for around the same amount you did. I burnt them in my Bk back in 7/2010 and I was approved for their Magnet (10k) and Hilton(2k) last month.
Data point:
AMEX Gold/Platinum/Blue burned in bankruptcy. Stopped paying them in 2009, Ch 13 finally filed in late 2013 after everyone and their cousin sued (medical bills, credit card bills- was also on a payment plan with the IRS at the time- basically the Great Recession, a layoff plus a stroke completely slammed me financially, to the tune of me still cleaning up some of the mess a decade later- lost my condo, was weeks from homeless and on the street when I finally got another job). AMEX got 50% in the order, finally discharged as complete in early 2019. They lost a five figure sum if you figure they only got 50%.
Bounced on an application in early 2019 without even a credit pull (I was expecting that, just checking to be sure I guessed).
Accepted for AMEX Green February 2020 on a pre-approved offer (chose between it and the Gold, picked Green since I had a Gold once, plus the SUB is easier, the benefits are slightly better to a Green card + the rest of my cards than Gold + rest of my cards). 
NO PAYBACK REQUIRED. This wasn't an Optima either, this was a real Green card. Maybe this was because it was a Chapter 13?
(Fun fact, BofA and Citi also have denied me credit for "past unsatisfactory credit history" with them as lenders, even though they sold off the debt a decade ago.)
@MyDataMyChoice wrote:
no hurt in applying if you are in fact 'black listed' as they wont pull credit
I would not advise this as it is hit or miss. Not worth the risk if you know your not eligible.
