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Anyone Recently Filed for BK 7? Starting our journey

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Anonymous
Not applicable

Re: Anyone Recently Filed for BK 7? Starting our journey


@Anonymous wrote:

thanks we are having our MOC meeting this week over the phone. Smiley Frustrated


There is no need to be nervous. I was a nervous wreck for mine. I couldn't sleep the days leading up to it and I read countless online stories of MOC's. I worked myself into a panic only to be in and out the phone conference in 15 minutes.  If yours is anything like mine you will be able to listen to the calls ahead of you and that should help to ease your anxiety. 
I wish you well on your journey. 

Message 11 of 12
angelofmusic86
Frequent Contributor

Re: Anyone Recently Filed for BK 7? Starting our journey


@Anonymous wrote:

@Anonymous wrote:

thanks we are having our MOC meeting this week over the phone. Smiley Frustrated


There is no need to be nervous. I was a nervous wreck for mine. I couldn't sleep the days leading up to it and I read countless online stories of MOC's. I worked myself into a panic only to be in and out the phone conference in 15 minutes.  If yours is anything like mine you will be able to listen to the calls ahead of you and that should help to ease your anxiety. 
I wish you well on your journey. 


Just wanted to add my +1 on this reply.  I think most of us get worked up over the MOC, but it is a breeze to actually be a part of it.

CH7 Filed 05.01.2020; Discharged 10.21.2020

10.22.2020 FICO8 Scores: EQ 615 TU 560 EX 581
06.28.2023 FICO8 Scores: EQ 663 TU 663 EX 661

Rebuild progress: Kohl's $3,000; CapitalOne QS $0AF $3,600; CreditOne Rewards $700; CapitalOne Walmart MC $3,000; Overdraft Line $250; PenFed PCR $10,000; Kemba Visa $3,500; CreditOne $0AF AMEX $1,500; Target RedCard $1,200; paid off reaffirmed car loan!; Wells Fargo Active Cash $1,500; Comenity Ultamate Rewards MC $4,250; CapitalOne Savor One $3,000; Amazon Store Card $3,600; CareCredit $7,400; Synchrony TJ Maxx Mastercard $3,500; Well's Fargo Reflect Visa $3,500; Levin Furniture $7,400
Gardening until December 2023.
Message 12 of 12
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