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I filed bankrupcy in fed 2018 and was discharged in may. I included a $250 childrens place card and a $300 Victoria secret card. I was just approved for a $500 childrens place card with them.
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Very unexpected from Comenity indeed! Congrats! Can you provide additional data points? FICO scores; Inquires; Other Open Accounts; etc...
I currently only use credit Karma to see where my scores are and i have a 609 on both equifax and transunion. i have a secured discover card $200 limit, a fingerhut account $400 limit (just graduated from fresh start), and $500 self lender secured loan. The only negatives on my account is chp 7 bankruptcy and my 25 inquires. i have been denied for almost EVERYTHING so i was so suprised that they approved me.
this application was a soft pull for me.
Congratulations!
yes it is a soft pull. I applied online and i have my ss# locked so i dont receive pre approvals. i applied and they sent me a letter that had me call them and verify who i was. After i verifired my identity they told me i was approved.
@DatGalMoe wrote:I currently only use credit Karma to see where my scores are and i have a 609 on both equifax and transunion. i have a secured discover card $200 limit, a fingerhut account $400 limit (just graduated from fresh start), and $500 self lender secured loan. The only negatives on my account is chp 7 bankruptcy and my 25 inquires. i have been denied for almost EVERYTHING so i was so suprised that they approved me.
Curious, was your Indigo card approval a HP or SP? Trying to collect data.
It was a soft pull