Authorized user filing BK

Harvey26 · ‎07-13-2020

My ex is filing BK and was previously listed on my discover account as an authroized user. He was removed a couple years ago but it still reflects on the report. Will this affect my credit rating? I had excellent credit and my discover is my oldest card and I do not want anything to happen to it.

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 59.9K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K,

simplynoir · ‎07-13-2020

No, his BK filing will not affect your credit. The only thing the AU account served him for was using your credit card to make purchases. Nothing else is linked

Harvey26 · ‎07-13-2020

@simplynoir wrote:
No, his BK filing will not affect your credit. The only thing the AU account served him for was using your credit card to make purchases. Nothing else is linked

Thank you!

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 59.9K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K,