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OMG! This is the best news of the lot! I wish I could have waited one more year before buying.
I can't wait to get 0% car loan offers or 2% credit card rates. My highest revolving credit card interest rate pre-bankruptcy was 4%. My have things changed. Looking forward to rates like nicnac16 in my near future.
My BK was discharged on 2/2010. I have never owned a car and my BK was due to bad money management of credit cards and unemployment for a year. I applied for the Cap 1 blank check on 2/2011 and was approved for $30,000 with an interest rate of 9% for a 2011 car. My scores were around 540-550 at the time! I decided to wait another year to purchase, but I was really happy to be given the chance!