So, in our CH7 BK case, we did not reaffirm our auto loan and planned on surrendering the vehicle. To date, the lender has not made any attempts to claim the property, not have they communicated with us at all. We received a letter in the mail from a recovery company stating that they'd give us $1,000 if we allowed them to pick the vehicle up and they'd deal with the lender directly.
Has anyone experienced this? Is it legitimate?
Your title has a lien on it because you still owe a balance. I doubt if it's a legit recovery offer.
Sounds like a scam to me. Do NOT surrender the car to anyone unless they have a written, signed document stating the lender authorizes them to take possession of the vehicle on their behalf.
Walking, talking, quacking like a scam. Lol Once we file for bankruptcy our information is shotgunned all around public channels. If you’re still considering it, I would call them asking lots of questions. 🙂