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You do realize a $30-40k car could put you back into a situation where you can't pay things right? $30,000 at 18% interest for 72 months is $684. Even if you can get approved for such loan, why wouldn't you take a step back and find a $12k car that will get you to and from wherever you need to go? I don't mean to sound harsh, but you're about to complete a Chapter 7 BK - wouldn't it be more wise to focus on never being in this situation again?
@Anonymous wrote:
You are right! you guys are all right. I think I just was so happy to be debt free again and I got overly excited. I should take a step back and start with a lower loan and work my way up. I appreciate all the help and responses thank you!!
I think down the road you'll be happy with that decision. I understand being excited, and it is a huge milestone.