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Auto loan included in chapter 7

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Auto loan included in chapter 7

We filed 3/30/17 and discharged 8/1/17. We included a vehicle we were upside down in. I read in our state the finance company (wfds) would need to get court permission to repo the vehicle and they can’t do that until discharge. I alsdid read sometimes they won’t bother getting it if it seems they’d lose money in the situation. I’m wondering if anyone knows the time frame because we don’t want to be without a car suddenly but don’t want to spend money on a new vehicle if we still have one.
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