Hello
I thought I would post this to give others hope after bk.
My ch 7 bk discharged 7/3/13.
I retained my leased vehicle however wanted to get something better on gas.
I went to a local Honda dealership , they put the credit app thru - Honda instantly rejected due to bk.
The finance guy literally spoke with Honda over 11 times on my behalf.
I drove away in a brand new Honda CRV EX-L AWD for $430/mo , 2k down which included first payment, title, license, reg.
I think sometimes if you have an aggressive enough finance person it helps!
Credit scores were 630, 610, 590
Good luck